Licencing & Qualifications
DCT Finance Ltd holds a Class 1 Full FAP licence issued by the Financial Markets Authority to provide financial advice.
DCT Finance Ltd FSP10781
Jay (Junghun) Lee FSP49984
Areas of advice:
- Mortgage on Residential & Commercial Property including development finance
- Fire & General Insurance for Building, Business and Domestic
- Life & Medical Insurance
Advice We Provide
We provide advice on Mortgage, Fire & General Insurance, and Life/Health (Risk) Insurance — exclusively from the following product providers.
Mortgages
Fire & General Insurance
Via sub-agent Allied Financial
Life / Health Insurance
Our Fees
DCT Finance Ltd will not charge any fee to the client unless the fee amount has been advised and accepted by you in advance.
Commissions
Mortgages
Fire & General Insurance
Life / Medical Insurance
Commissions are paid by the bank or insurer — not by you.
Adviser History
No criminal convictions, no bankruptcy, and no disciplinary or regulatory proceedings required to be disclosed in the last 7 years.
How to Complain
If you have a concern about any part of our service, please contact us first so we can work to resolve it.
If we are unable to reach agreement, you may contact our independent dispute resolution scheme at no cost:
📞 04 472 3728
✉ info@fscl.org.nz
Our Obligations Under the Financial Markets Conduct Act 2013
- 1Client Priority — Give priority to your interests by taking all reasonable steps to ensure our advice is not materially influenced by our own interests.
- 2Care, Diligence & Skill — Exercise care, diligence, and skill in all advice we provide to you.
- 3Competence Standards — Meet the competence, knowledge, and skill standards set by the Code of Professional Conduct for Financial Advice Services.
- 4Ethical Conduct — Meet the standards of ethical behaviour, conduct, and client care set by the Code of Professional Conduct for Financial Advice Services.
This is a summary only. More information is available at the Financial Markets Authority website →